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4 0 1 k   C A L C U L A T O R   D E L U X E  ' 9 8          401K98DX.XLS
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401k Calculator Copyright 1998 Steve Zynda.  All Rights Reserved

Deluxe version supports all states tax rates that you enter.
The 401k Calculator Copyright 1998 Steve Zynda is an Excel 5.0 or higher
workbook for Win95 or Win31 that computes the tax deferred benefits of a 
401k savings program and illustrates their power of compound growth in a 
graphical report.  The report quickly demonstrates the performance of a 
401K investment plan in comparison with an equivalent taxable investment 
strategy. Enter your income and your contributions along with your age and 
planned retirement age, then see the difference in dollar value and a graph
profile. Computes State and Federal taxes using 1998 projected rates.
Compressed using PKZIP 2.0(R) and Excel 5.0 or higher. Provided as shareware 
with $20.00 registration fee to the author.  All rights reserved.

        Steve Zynda
        8204 Owens Street
        Buena Park, CA  90621-1367

        Internet E-Mail: SZynda@USA.NET  

Registered users will receive a "Registration Access Code" by return e-mail
to unlock the 401k Calculator '98 and allow personalized input and 
computation.  Be sure to provide a valid e-mail address when registering. 
Full password access to the Excel workbook is not provided with the $20.00 
registration fee.


INSTALLATION AND USE:
--------------------

Excel workbook is fully self-contained.  Load-and-go!
Full instructions are included inside the Excel workbook. Enjoy!


DISCLAIMER:
----------

401k Calculator '98 1998 Steve Zynda.  Steve Zynda disclaims all 
warranties relating to this software, whether expressed or implied, 
including but not limited to any implied warranties of merchantability 
and fitness for a particular purpose, and all such warranties are 
expressly and specifically disclaimed.  Neither Steve Zynda nor anyone 
else who has been involved in the creation, production or delivery of 
this software shall be liable for any indirect, consequential, or 
incidental damages arising out of the use or inability to use such 
software even if Steve Zynda has been advised of the possibility of 
such damages or claims.  In no event shall Steve Zynda's liability 
for any damages ever exceed the price paid for the license to use the 
software, regardless of the form of the claim.  The person using the 
software bears all risk as to the quality and performance of the 
software.  Some states do not allow the exclusion of the limit of 
liability for consequential or incidental damages, so the above 
limitation may not apply to you.  This agreement shall be governed 
by the laws of the State of California and shall inure to the benefit 
of Steve Zynda and any successors, administrators, heirs, and assigns. 
Any action or proceeding brought by either party against the other arising 
out of or related to this agreement shall be brought only in a state or 
federal court of competent jurisdiction located in Orange County, 
California.  The parties hereby consent to in personam jurisdiction 
of said courts.

401k Calculator Copyright 1998 Steve Zynda.  All Rights Reserved

                                       -*- 

ON-LINE SERVICES:  Please distribute this shareware pack in its entirety
at will.  For on-line seach tools please use the following authorized
title, keys and description:

Title:       401k Calculator Deluxe '98 (Requires Excel 5.0 or higher)

Keys:        401K;401;TAX;DEFER;INVEST;RETIRE;ROTH;IRA;SAVE;EXCEL;403b;GROW;
             GROWTH;RICH;MONEY;INTEREST;SOFTWARE;TOOL;CASH;DOLLAR;STOCK;
             DIVIDEND

Description: Deluxe version supports all states tax rates that you enter.
             The 401k Calculator Copyright 1998 Steve Zynda is an Excel 
             5.0 or higher workbook for Win95 or Win31 that computes the 
             tax deferred benefits of a 401k savings program and illustrates 
             their power of compound growth in a graphical report.  The report 
             quickly demonstrates the performance of a 401K investment plan 
             in comparison with an equivalent taxable investment strategy. 
             Enter your income and your contributions along with your age and 
             planned retirement age, then see the difference in dollar value 
             and a graph profile. Computes State and Federal taxes using 1998 
             projected rates.  Compressed using PKZIP 2.0(R) and Excel 5.0 or 
             higher. Provided as shareware with $20.00 registration fee to the 
             author.  All rights reserved.  
